Spize Bank Loan Packages

We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals. Spize Bank are flexible, short- to medium-term loans tailored to meet your bussiness and personal financing needs.

Short Term Loans

up to 12 months , to support commercial activities- increase working capital; business growth & Profitability .With flexible terms of repayment based business’s cashflow.

Medium Term Loans

between 18-36 months, expansion of business operations and funding of working capital,financing of capital expenditure. We offer flexible repayment structure.

Inventory Financing Facilities

For product stocking and inventory financing. Offers a working capital support as payment to suppliers, up to 18 months.

Import and Export Financing

To enhance trade – import documentary credit; import bills; export documentary credit; export bills; guarantees; export invoice finance.

Bridge Financing

Short term facility, to augment customers working capital in the interim.

LPO Financing

To fund supply contracts , up to 180 days (longer term deals may considered) the facility amount per transaction is a maximum equivalent of US$500,000.00 and up to 70% of the LPO value.

Vehicle and Asset Financing

To provide an effective value-for-money capital expenditure financing programme to each stakeholder to facilitate the acquisition of critical assets for business and personal use.

Receivable Backed Working Capital Lending

For partial release of value from Interim Payment Certificate.facility amount per transaction is a maximum equivalent of US$500,000.00 and up to 60% of the total contract sum/IPC.

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